Real estate appraisal services for homeowners in the city of Aledo and Parker County

Here are the top 7 reasons TX homeowners order from Royal Appraisal:

  1. To get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a TX property tax assessment
  3. To cut their mortgage payment by removing PMI
  4. To reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To determine the true market value of real estate in question to settle an estate in TX

Own a house in or near Aledo, TX and need help determining the value of it?
Contact Royal Appraisal.

At Royal Appraisal, we understand the particular needs of a homeowner seeking appraisal services. Our usual business clients understand the appraisal process and the customary "products" we deliver to them. Being a regular person not in the real estate business that probably doesn't see an appraisal on a regular basis,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Royal Appraisal, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an experienced appraiser's value conclusion than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is down below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We're experienced in helping clients just like you abolish undesirable PMI insurance.

Challenge Parker county's assessment of your property

If you live in a region that is declining or is not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal from Royal Appraisal is your number one weapon when challenging your property tax assessment.

HELOC recently frozen?

If your property is close to a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Royal Appraisal can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had done before. While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.